How to Balance Farm Debt and Business Growth

A picture of a field of wheat at sunrise with a farmer in a red flannelette running his hand along the wheat.

How do you grow a multi-million-dollar operation you can pass down to future generations, without passing on the mountain of debt you borrowed to acquire it? While there is no one-size-fits-all solution, there are a few strategies available that can help.

How Much Will I Need When I Retire?

I’m often asked this question when discussing retirement and estate planning with a client, and it’s a difficult question to answer.
Thats why I often turn the question right on its head and ask a question of my own.

How To Start Your Farms Estate Plan

This image is used to show it's relevance to Australian farmers

When going to your accountant or your lawyer, you must have done the homework yourselves. You must have got together as a family and had those discussions, talked things through, and thought about the future.

Farm Transition And Estate Planning

The purpose of this image is to show friendship, team work and agreement

Farm transition and estate planning can be complex and confronting, but it doesn’t have to be. This month we are focusing on Estate Planning, and I wanted to share this story with about a fifth generation farming family I am currently working with.

Who Will Own Your Farm In 10 Years?

Who Will Own Your Farm In 10 Years?

Who will own your farm in 10 years?
Welcome to our series on Estate Planning.
Estate Planning is not just about your will, it’s about your assets, who or what owns them and how. Read this blog to learn more

How To Avoid Succession Planning Disaster

Father with son on his shoulders standing in a grass field

One question that I get asked a lot is about how to avoid Succession Planning disaster.

I’ve seen a few disasters in my time, and it’s unfortunate.

Often, it’s those situations where family members are no longer talking.

3 Ways To Have Better Meetings

People talking with their hands

Today I want to talk to you about the tools that help me have better meetings with my clients.

These tools can also be used in our everyday life, whether we’re having discussions with our clients, family members, friends, or our team.

Top 5 Tax Planning Tips

Top 5 Tax Planning tips for farmers

With the improvement in prices, seasons, and low interest rates, cash flow is looking really good for farmers this year. This is why it’s important to get on top of your tax planning and get on top of it early.

Interest: A Cost or An Investment

Hay in field

Recognising there are ways you can leverage your farm to increase your net wealth down the track is just one strategy farmers are using to grow their farming business.

Improving Your Farms Cashflow

Farmer shaking hands with financial expert

Improving Your Farms Cashflow As a starting point, let’s talk about the importance of cashflow forecasting and preparing a cashflow budget.    Because without these, how do you know how your cashflow is going to look?    The first thing we do with our clients is to get an understanding of what is happening on the farm […]

Growth Opportunities For Your Farm

Growth Opportunities For Your Farm

Growth Opportunities For Your Farm Today, I want to look into growth opportunities for your farm through purchasing more country versus increasing productivity.  As you know, the price of land has gone up significantly in recent times. Dollars per cow area or dollars per average yield of grain have become more expensive in terms of […]